Medical Plan Highlights
In 2023, you’ll continue to have the choice between two medical plans: the Health Savings Account Plan and the Traditional Plan.
Both plans offer:
- Coverage for the same health care services
- In-network preventive care services at 100% with no deductible
- Access to a national network of high-quality providers through Cigna
- Prescription drug coverage through CVS Caremark
- Freedom to see the health care provider of your choice with no referral
Your Costs
- Lower premiums with a higher deductible and out-of-pocket maximum
- Higher premiums with a lower deductible and out-of-pocket maximum
Health Account
- Paired with a Health Savings Account (HSA) with contributions from Ecolab based on your 2021 annual pay
- Can enroll in a Limited Purpose Health Care Flexible Spending Account (FSA)
- Can enroll in a Health Care Flexible Spending Account (FSA)
Prescriptions
- Coverage from CVS Caremark
- Prescriptions apply to the medical plan deductible and out-of-pocket maximum
- Certain preventive drugs covered at 100%
- Coverage from CVS Caremark
- Prescriptions do not apply to the medical plan deductible and have a separate out-of-pocket maximum
- Certain preventive drugs covered at 100%
Your Costs
- Lower premiums with a higher deductible and out-of-pocket maximum
- Higher premiums with a lower deductible and out-of-pocket maximum
Health Account
- Paired with a Health Savings Account (HSA) with contributions from Ecolab based on your 2020 annual pay
- Can enroll in a Limited Purpose Health Care Flexible Spending Account (FSA)
- Can enroll in a Health Care Flexible Spending Account (FSA)
Prescriptions
- Coverage from CVS Caremark
- Prescriptions apply to the medical plan deductible and out-of-pocket maximum
- Certain preventive drugs covered at 100%
- Coverage from CVS Caremark
- Prescriptions do not apply to the medical plan deductible and have a separate out-of-pocket maximum
- Certain preventive prescription drugs covered at 100%