Medical Plan Highlights
In 2023, you’ll continue to have the choice between two medical plans: the Health Savings Account Plan and the Traditional Plan.
Both plans offer:
- Coverage for the same health care services
- In-network preventive care services at 100% with no deductible
- Access to a national network of high-quality providers through Cigna
- Prescription drug coverage through CVS Caremark
- Freedom to see the health care provider of your choice with no referral
Watch this short video to learn about the differences between the Health Savings Account Plan and the Traditional Plan.
Watch this short video to learn how to make the most of your prescription drug benefits.
Your Costs
- Lower premiums with a higher deductible and out-of-pocket maximum
- Higher premiums with a lower deductible and out-of-pocket maximum
Health Account
- Paired with a Health Savings Account (HSA) with contributions from Ecolab based on your 2021 annual pay
- Can enroll in a Limited Purpose Health Care Flexible Spending Account (FSA)
- Can enroll in a Health Care Flexible Spending Account (FSA)
Prescriptions
- Coverage from CVS Caremark
- Prescriptions apply to the medical plan deductible and out-of-pocket maximum
- Certain preventive drugs covered at 100%
- Coverage from CVS Caremark
- Prescriptions do not apply to the medical plan deductible and have a separate out-of-pocket maximum
- Certain preventive drugs covered at 100%
Your Costs
- Lower premiums with a higher deductible and out-of-pocket maximum
- Higher premiums with a lower deductible and out-of-pocket maximum
Health Account
- Paired with a Health Savings Account (HSA) with contributions from Ecolab based on your 2020 annual pay
- Can enroll in a Limited Purpose Health Care Flexible Spending Account (FSA)
- Can enroll in a Health Care Flexible Spending Account (FSA)
Prescriptions
- Coverage from CVS Caremark
- Prescriptions apply to the medical plan deductible and out-of-pocket maximum
- Certain preventive drugs covered at 100%
- Coverage from CVS Caremark
- Prescriptions do not apply to the medical plan deductible and have a separate out-of-pocket maximum
- Certain preventive prescription drugs covered at 100%
